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                                                     REAL ESTATE NOTE

        $________________________               ________________________




                FOR VALUE RECEIVED, the undersigned (jointly and

        severally if more than one) promises to pay to the order of

        ____________________ the sum of ($_________) Dollars together

        with interest thereon at the rate of_____ percent (___%)

        per annum in monthly installments of__________________Dollars

        ($__________ ).  All unpaid amounts of principal and

        interest shall be due and payable on _________________, 19__.

                This Note is secured by a mortgage of real estate located

        at _________________ and duly recorded with the _______________

        Registry of Deeds.

                Upon the default in any payment of principal or interest

        as provided herein, the entire balance then remaining unpaid

        shall immediately become due and payable at the option of the

        holder hereof.

                In the event of default, the undersigned further agrees

        to pay all reasonable attorney's fees and costs of collection.


                Signed under seal this______day of _________,



        _________________________          ____________________________